Get Debt Free - For Free!

Can you believe you can be debt free at no cost to you? Amazing! But it's true!

Click on the link to see for yourself: Christians Against Poverty is an organisation committed to changing people's lives. Please take the time to visit this website to see the work this organisation does, and if you feel led to make a donation be assured you're helping to change a life, too.

Being in debt and seeing no way out has to be one of the most depressing situations for anyone to be in: it's demoralising, stressful, breaks family relationships and can lead to deep depression and related health issues.

Thankfully, in 1996 John and Lizzie Kirkby felt God calling them to help the poor and needy in their hometown of Bradford, UK. This courageous couple stepped out in faith and today have a ministry that started in a bedroom of their home extending to Australia and New Zealand. Their organisation has helped thousands of people and will continue to help many more thousands of people who have been bound by debt.

When times are good we don't always think about the future, then suddenly, someone in the family loses their job, no income; someone gets sick and needs extensive medical care, no income to pay for the doctor's fees; and no income to pay the electricity, gas, rates, telephone and all the other bills that have to be paid.

When debt comes in the door, spirits dive to a place of hoplessness where you feel as though you are in a dark place and there's no light to guide you out of that dark place. It's difficult to admit you're in debt even though it may be because of a negative change in circumstances.

Nevertheless written by John Kirkby is an inspirational biography. It is an account of his life and his walk of faith when he heard the call of God. He committed himself to helping others get rid of debt and to restore their self-worth.

John Kirkby is an amazing man on an incredible journey that started when he was in his own hole of debt and he needed to find a way out. God took him on that journey so that he could help others who were also in need of inspiration. It started in a bedroom of his home and has grown to the organisation that owns a refurbished factory and spread across the world to Australia and New Zealand. The end result has come because of his deep faith and desire to change thousands of people's lives.

John's program is designed to help people by taking control of their debts. Officers and counsellors work together and liaise with financial institutions so the debts can be paid back over time, then they prepare a plan for the future that will keep them debt free. By the time the plan is implemented the client's self-esteem is restored and they are given enormous hope for the future. You can read the testimonies on CAP's website.

If you're in debt, and most people hit this position at some time their lives, take time now to contact Christians Against Poverty to get out of the dark and into the light and get your life back on track.

Praying Simply

Praying is a meaningful practice to get closer to God, but what happens when the words don't come? Sometimes, when I'm praying, God seems far away, and at other times he's here beside me, holding me and encouraging me. So why do I think he's far away sometimes?

As with everything in this life I'm living, I've come to realise I'm keeping some part of myself back from him. This is an unconscious action, but what that tells me is I'm not tuned in to the Holy Spirit. I'm allowing my ego to take over instead of trusting the Holy Spirit as the guiding force in me. When this happens my prayer is forced, disconnected and frustrating.

When I'm in tune with my spirit, I hear God speaking. He comes as a gentle voice, a prompt that says something like "not that way, try this way". By listening to this small voice I free up the kinks in the link between God and me. He only wants what's good for me. When I'm tuned to his will for my life, I can achieve more than I would normally do under my own steam. Through obedience, I've found I'm drawing closer to God and through that relationship, I'm learning the purpose he has for my life. The spin-off from this is a deeper connection in the relationships with people I meet every day.

So prayer for me is fundamental in making the connection with God at that extraordinary deep level he wants to be with us. Prayer starts a relationship with God. As I continue it becomes a trickle that grows to an ocean where it washes my spirit, calming and nurturing it, until I become compliant for God so he can use me for his purposes.

By taking the time to pray in a private place where I won't be disturbed, I ask my heavenly Father for his guidance. My Father already knows what I need before I ask him. Sometimes the words tumble out unceasingly and become a jumble of meaningless words, but he doesn't want to hear that. He wants to hear the words of my heart, to know what the deep concerns are, but he also wants me to keep it simple. We're instructed in Matthew 6:5-15 NIV to pray as follows:

"Our Father in heaven, hallowed be your name, your kingdom come, your will be done on earth as it is in heaven.

Give us today our daily bread.

Forgive us our debts, as we also have forgiven our debtors.

And lead us not into temptation, but deliver us from the evil one."

Next time you're praying and you can't find the right words, pray the above prayer, because this is how Jesus teaches us to pray in the Bible. God hears this prayer, and he will answer according to His will and purpose for your life. No fancy words--a simple prayer is enough to connect with him in a powerful and meaningful way. Try it today and see his power in your life.

Leave a reply below and tell me about how He's worked in your life today.